What are the Benefits of Schengen Travel Insurance?




Apart from travel tickets and visa costs, even the daily cost of living, medical treatments, and other routine expenses are much higher in Europe including all the 26 Schengen countries. During your trip, if there is an emergency medical situation it can easily drain off all your savings. For this reason, investing in a good Schengen travel insurance plan when travelling to Schengen countries in Europe would be a good idea to avoid any hassle during the trip. Here are some of the most outstanding benefits of buying a Schengen travel insurance plan:

•           Schengen travel insurance offers cashless hospitalization cover

•           Emergency medical expenses incurred during the trip are covered under Schengen travel insurance

•           It covers accidental injuries during the trip

•           Schengen travel insurance also offers Medical evacuation cover

•           Schengen travel insurance offers personal accident cover

•           Schengen travel insurance also offers third-party damage cover

•           Coverage for the total loss of checked-in baggage is also offered by Schengen travel insurance plan

•           Loss of passport is also covered under a Schengen travel insurance policy

However, the benefits will vary from one Schengen travel insurance plan to another depending on the purpose of your visit. There are special Schengen travel insurance plans for students as well.

Entry Essentials to Schengen Countries

To visit any of the 26 Schengen countries, you would need to have a valid Schengen visa along with Schengen travel insurance. Depending on your purpose of visit - be it tourism, business or medical treatment every traveller needs to have a Schengen visa that grants permission to travel within these countries. However, the visa should be obtained before travelling, as it cannot be granted on arrival at the airport.

For anyone planning to Schengen countries to pursue higher education, A Schengen study visa can be obtained. Similarly, people planning to work in Schengen countries would need a work permit from the Embassy or Consulates of Canada in India. To reiterate every traveller would need to obtain Schengen travel insurance from India before you apply for a Schengen visa.

Types of Schengen Visa

There are different types of Schengen visas for travellers that serve different travelling purposes. Here is a quick rundown of some of the types of Schengen Visas:

•           National Visa

•           Airport Transit Visa

•           Tourist Visa

•           Business Visa

•           Visiting Family and Friends

•           Official Visit

•           Medical Reasons

•           Study Visa

The visa can be issued for a single entry, double-entry or multiple-entry visa depending on the purpose of visit. Please note that a short stay visa is valid for to 90 days in within a period of 180 days for business or tourist purposes, not more than three months. A short-stay visa is of two types- Uniform Schengen Visa (USV) and Limited Territorial Validity (LTV).

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